For South African owner-led SMEs
Stellvia turns your documents, invoices, expenses, accounting, collections, SARS work, and daily decisions into one AI-controlled operating layer. Upload the paperwork. AI prepares the work. You review, approve, and stay in control.
Collect what you're owed. Understand what matters. Stay ready for SARS.
R139/month forever for the first 50 founders. Remaining count confirmed during signup.
Morning Brief
The real problem
Receipts sit in WhatsApp. Bank lines wait for context. Invoices go out, then nobody follows up. SARS deadlines arrive before the books are ready. Your accountant asks for documents you thought you already sent. By Thursday afternoon, the business is running on memory, screenshots, and anxiety.
Stellvia gives the business a working memory, an admin engine, and a daily brief.
Product
A great website makes the front of a business feel real. Stellvia does the same for the back office: documents become records, records become books, books become tax readiness, and AI turns the next action into something you can approve.
Automation
The magic is not a prettier filing cabinet. It is what Stellvia does after a document lands: extract, classify, reconcile, prepare, remind, and explain.
A phone photo becomes a categorized expense with the original evidence attached.
Transactions are matched, posted, and flagged when owner context is needed.
Overdue money becomes reminders, escalation drafts, and a visible cash position.
VAT and provisional tax preparation happens from the records already collected.
How it works
Stellvia is designed around the way owners already work: documents arrive, money moves, SARS deadlines approach, and decisions need to happen before the day runs away.
Add your business profile, VAT status, banking details, and owner role. Stellvia now understands the operating context behind every document.
Receipts, invoices, bank statements, supplier bills, and SARS documents flow into one place from the phone or web app.
AI extracts, categorizes, reconciles, drafts, and explains. You see the evidence, confidence, and exceptions before anything important moves.
Approve a reminder, export an accountant pack, accept a VAT draft, or ask what changed. The admin work becomes a decision queue.
Business profile
Intake
Review
The Morning Brief
While you slept, Stellvia processed documents, updated books, checked overdue money, refreshed SARS readiness, and turned the messy parts of yesterday into a short list of decisions.
By the time you open the app, you know what changed, what needs approval, what is missing, what is due, and where the business needs attention. Everything important. Nothing that belongs in a filing cabinet.
SA SME owners rarely have a CFO. Stellvia gives them the rhythm of one.
Social proof
Stellvia is currently in early access. The first 50 founders get lifetime pricing at R139/month, locked in forever regardless of future price changes.
No fabricated testimonials. Real founder quotes will appear here only after the beta cohort gives consent.
Pricing
One ZAR subscription for the admin engine: document processing, books, invoices, expenses, SARS preparation, collections, and the Morning Brief.
Locked in forever. Never increases.
50 total founder spots. Remaining count to be confirmed.
One subscription covers your business control layer.
The average SA bookkeeper charges R3,000 to R8,000/month before you add invoicing, document storage, reminders, and owner reporting. Stellvia brings the operating layer into one R199/month system.
Security and compliance
The trust architecture is deliberately plain: protected data, clear access, explicit exports, and no silent ownership traps.
Your data is handled in compliance with the Protection of Personal Information Act, with lawful-basis records and owner-controlled preferences.
Stored data uses managed Google Cloud encryption. Data in transit is protected by HTTPS/TLS. Your financial data is never treated as public content.
Export your complete data at any time. No lock-in. If you leave, your records leave with you.
Infrastructure by Google Cloud and Firebase. Cloud Storage for uploaded documents is already configured in Africa-South1; other subsystem regions are disclosed in the Privacy Policy and Security page.
About
Stellvia isn't Xero with a local reseller. It isn't a US fintech tool wrapped in a ZAR formatter. It was designed from the first line of code for the reality of running a business in South Africa: cash pressure, documents everywhere, SARS deadlines, POPIA, accountant handoffs, and owners who still need to sell while the admin keeps moving.
Tax rules are specific here. Provisional tax periods are distinct. VAT thresholds and turnover tax are local constructs that generic tools handle poorly or not at all.
Njabulo to add the founder story here: the personal frustration that drove Stellvia, or the vision for South African SMEs.
Stellvia is early. We're building it in public with the first 50 founders - people who want a real stake in shaping what it becomes. If that's you, your spot is waiting.
Meet the first 50 foundersCommon questions
No. Invoicing and SARS readiness are important, but they are only part of the control layer. Stellvia also processes documents, tracks expenses, prepares books, drafts admin actions, creates accountant-ready evidence, and briefs the owner on what changed.
For day-to-day admin, expense tracking, invoicing, document processing, and preparation work, Stellvia handles the workload. For complex tax structuring, audits, or advisory, a human accountant still adds value.
Stellvia works for non-VAT-registered businesses. Your invoices won't include VAT lines, and Stellvia tracks your turnover toward the R1m threshold.
Yes. Stellvia supports turnover tax businesses, with the correct calculation rules applied to qualifying revenue where the business qualifies.
Stellvia works on iPhone, iPad, and any modern web browser on a laptop or desktop.
Yes, when you invite them. Access is explicit, scoped, and removable by the business owner.
Data is encrypted in transit and stored on Google Firebase infrastructure. Your data is not sold or accessed by third parties for advertising.
You retain access until the end of your billing period. Your records remain exportable after cancellation, subject to the retention rules in the Privacy Policy and Terms.
Entity-scoped work is part of the product model. Launch-phase availability depends on the active plan.
Yes. Start free with no credit card required. Explore the full product before committing to a subscription.
Stellvia is ZAR-primary. Foreign currency amounts can be recorded, with the ZAR equivalent applied for SARS-aligned VAT and tax calculations.
Get started
Start free today. Upload the documents, see the control layer, and let AI prepare the admin work behind your business. No credit card. No setup fee.
50 founder spots total. Remaining count confirmed during signup.